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Troy Evans
President, Owner, Cinch Home Loans
President, Owner
Cinch Home Loans
View My License Information
11576 S State St #101A Draper, UT 84020
CONTACT ME
Contact Me
8019994417
troy@cinchhomeloans.com
www.cinchhomeloans.com
troy@cinchhomeloans.com
www.cinchhomeloans.com
CONTACT ME
Recent News
Brexit Opens "All-Time Low Rate" Conversation
6/24/2016
What's Brexit and Why Should You Care?
6/16/2016
Are We On Our Way Back to All-Time Low Rates?
6/9/2016
Rates Surge Lower After Massively Weak Jobs Report
6/3/2016
Stellar Housing Data This Week and a Break From Mortgage Rate Volatility
5/26/2016
Rates Panic After Fed Minutes, But Bigger Challenges Await
5/19/2016
The Real Story Behind Rates at 3-Year Lows
5/12/2016
Rates Could Still Go Lower, But With a Price
5/6/2016
Fed Helps Rates Recover; Housing Data Mixed
4/28/2016
Big Spike in Mortgage Rates and Big Changes in Housing Data
4/21/2016
Earnings Season Threatening Interest Rate Rally
4/15/2016
The Real Reason Mortgage Rates Are Near 3-Year Lows
4/7/2016
The Paradox of Central Banks and The Mortgage Market
3/31/2016
Jury Still Out on Rising Rates and Housing Downturn
3/24/2016
Housing Market Catching a Much-Needed Break
3/17/2016
Mortgage Rate Outlook Staying Scary
3/10/2016
Could This Be The Big Bounce For Rates?
3/4/2016
Volatility Means What You See Is Not Necessarily What You Get
2/25/2016
What Does This Week’s Rate Spike Mean?
2/18/2016
Lowest Rates in Over a Year. What Now?
2/11/2016
Predicting Rising Rates is a Very Dangerous Game
2/4/2016
2016’s Wild Ride Already Over or Just Getting Started?
1/28/2016
Oil and Stocks Continue Dominating Interest Rate Markets
1/21/2016
Just How Much Do Stocks Matter For Rates?
1/14/2016
Why Mortgage Rates are Defying the Data
1/8/2016
Housing Market Has Plenty to Consider in 2016
12/31/2015
New Mortgage Rules Already Leaving Mark on 2015
12/24/2015
Fed Finally Hikes. Mortgage Rates Fall. Wait... What?!
12/17/2015
Fed Rate Hike Next Week. Do We Care?
12/10/2015
Mortgage Rate Volatility Back From Vacation
12/3/2015
Mortgage Rates and Housing Trends Suggest Nervous Markets
11/25/2015
Mortgage Rates and Housing Consolidate Ahead of Holidays
11/19/2015
Why Are Rates Suddenly at 4-Month Highs?
11/12/2015
No Reprieve For Mortgage Rates as Fed Doubles Down
11/5/2015
Don’t Believe Everything You Read About Rates
10/29/2015
Housing Remains a Bright Spot as Rates Defy Consensus
10/22/2015
Renewed Hopes For Low Rates, But With a Price
10/15/2015
Rates Moving Back Up After 5-Month Lows
10/8/2015
TRID Arrives Amid Falling Rates and Looser Guidelines Elsewhere
10/1/2015
Rates Battle Back to 4-Month Lows as New Home Sales Surge
9/24/2015
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Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30 Yr. Fixed
7.28%
-0.09
--
15 Yr. Fixed
6.75%
-0.07
--
30 Yr. FHA
6.70%
-0.12
--
30 Yr. Jumbo
7.48%
-0.07
--
5/1 ARM
7.35%
-0.07
--
Source: Mortgage News Daily
Rate
Change
Points
30 Yr. Fixed
7.24%
+0.11
0.66
15 Yr. Fixed
6.75%
+0.11
0.64
30 Yr. FHA
7.01%
+0.11
0.94
30 Yr. Jumbo
7.45%
+0.05
0.56
5/1 ARM
6.64%
+0.12
0.87
Source: The Mortgage Bankers Association
Rate
Change
Points
30 Yr. Fixed
7.22%
-0.22
0.00
15 Yr. Fixed
6.47%
-0.29
0.00
Source: Freddie Mac
CONTACT ME
Market Data
MBS
Price
Change
UMBS 5.5
98.29
+0.43
UMBS 6.0
100.09
+0.31
UMBS 6.5
101.59
+0.17
GNMA 5.5
99.03
+0.42
GNMA 6.0
101.03
+0.29
GNMA 6.5
101.78
+0.15
US Treasuries
Yield
Change
2 YR
4.819
-0.055
5 YR
4.503
-0.069
10 YR
4.514
-0.066
30 YR
4.671
-0.058
Pricing as of:
5/3 5:04PM
EST
Recent Housing Data
Value
Change
Mortgage Apps
Apr 24
196.7
-2.67%
Building Permits
Mar 1
1.46M
-3.95%
Housing Starts
Mar 1
1.32M
-13.15%
New Home Sales
Mar 1
693K
4.68%
Pending Home Sales
Feb 1
75.6
1.75%
Existing Home Sales
Feb 1
3.97M
-0.75%
Builder Confidence
Mar 1
51
6.25%
Economic Calendar
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