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Troy Evans
President, Owner, Cinch Home Loans
President, Owner
Cinch Home Loans
View My License Information
11576 S State St #101A Draper, UT 84020
CONTACT ME
Contact Me
8019994417
troy@cinchhomeloans.com
www.cinchhomeloans.com
troy@cinchhomeloans.com
www.cinchhomeloans.com
CONTACT ME
Educational Series
What Causes Mortgage Rates to Change?
The 2 Components of Mortgage Rates: Upfront Cost and the Rate Itself
All About Locking Your Mortgage Rate
What are Mortgage-Backed Securities?
No, The Fed Hike Doesn't Mean Anything For Mortgage Rates
Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30 Yr. Fixed
7.45%
-0.07
--
15 Yr. Fixed
6.86%
-0.05
--
30 Yr. FHA
6.95%
-0.05
--
30 Yr. Jumbo
7.64%
-0.04
--
5/1 ARM
7.50%
-0.05
--
Source: Mortgage News Daily
Rate
Change
Points
30 Yr. Fixed
7.24%
+0.11
0.66
15 Yr. Fixed
6.75%
+0.11
0.64
30 Yr. FHA
7.01%
+0.11
0.94
30 Yr. Jumbo
7.45%
+0.05
0.56
5/1 ARM
6.64%
+0.12
0.87
Source: The Mortgage Bankers Association
Rate
Change
Points
30 Yr. Fixed
7.17%
-0.27
0.00
15 Yr. Fixed
6.44%
-0.32
0.00
Source: Freddie Mac
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Market Data
MBS
Price
Change
UMBS 5.5
97.37
+0.36
UMBS 6.0
99.36
+0.30
UMBS 6.5
101.07
+0.18
GNMA 5.5
98.23
+0.35
GNMA 6.0
100.32
+0.25
GNMA 6.5
101.30
+0.18
US Treasuries
Yield
Change
2 YR
4.997
-0.001
5 YR
4.691
-0.029
10 YR
4.667
-0.037
30 YR
4.781
-0.033
Pricing as of:
4/26 4:00PM
EST
Recent Housing Data
Value
Change
Mortgage Apps
Apr 24
196.7
-2.67%
Building Permits
Mar 1
1.46M
-3.95%
Housing Starts
Mar 1
1.32M
-13.15%
New Home Sales
Mar 1
693K
4.68%
Pending Home Sales
Feb 1
75.6
1.75%
Existing Home Sales
Feb 1
3.97M
-0.75%
Builder Confidence
Mar 1
51
6.25%
Economic Calendar
Recent News
The Case of The Disappearing Rate Cuts
4/19/2024
Rates Rocked by Inflation Data
4/12/2024
Reasonably Resilient Rates Waiting to See Wednesday's Inflation Data
4/5/2024
Tame Week For Rates and Housing Data, But Change is Coming
3/28/2024
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