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Troy Evans
President, Owner, Cinch Home Loans
President, Owner
Cinch Home Loans
View My License Information
11576 S State St #101A Draper, UT 84020
CONTACT ME
Contact Me
8019994417
troy@cinchhomeloans.com
www.cinchhomeloans.com
troy@cinchhomeloans.com
www.cinchhomeloans.com
CONTACT ME
Recent News
Are We On Our Way Back to All-Time Low Rates?
6/9/2016
Rates Surge Lower After Massively Weak Jobs Report
6/3/2016
Stellar Housing Data This Week and a Break From Mortgage Rate Volatility
5/26/2016
Rates Panic After Fed Minutes, But Bigger Challenges Await
5/19/2016
The Real Story Behind Rates at 3-Year Lows
5/12/2016
Rates Could Still Go Lower, But With a Price
5/6/2016
Fed Helps Rates Recover; Housing Data Mixed
4/28/2016
Big Spike in Mortgage Rates and Big Changes in Housing Data
4/21/2016
Earnings Season Threatening Interest Rate Rally
4/15/2016
The Real Reason Mortgage Rates Are Near 3-Year Lows
4/7/2016
The Paradox of Central Banks and The Mortgage Market
3/31/2016
Jury Still Out on Rising Rates and Housing Downturn
3/24/2016
Housing Market Catching a Much-Needed Break
3/17/2016
Mortgage Rate Outlook Staying Scary
3/10/2016
Could This Be The Big Bounce For Rates?
3/4/2016
Volatility Means What You See Is Not Necessarily What You Get
2/25/2016
What Does This Week’s Rate Spike Mean?
2/18/2016
Lowest Rates in Over a Year. What Now?
2/11/2016
Predicting Rising Rates is a Very Dangerous Game
2/4/2016
2016’s Wild Ride Already Over or Just Getting Started?
1/28/2016
Oil and Stocks Continue Dominating Interest Rate Markets
1/21/2016
Just How Much Do Stocks Matter For Rates?
1/14/2016
Why Mortgage Rates are Defying the Data
1/8/2016
Housing Market Has Plenty to Consider in 2016
12/31/2015
New Mortgage Rules Already Leaving Mark on 2015
12/24/2015
Fed Finally Hikes. Mortgage Rates Fall. Wait... What?!
12/17/2015
Fed Rate Hike Next Week. Do We Care?
12/10/2015
Mortgage Rate Volatility Back From Vacation
12/3/2015
Mortgage Rates and Housing Trends Suggest Nervous Markets
11/25/2015
Mortgage Rates and Housing Consolidate Ahead of Holidays
11/19/2015
Why Are Rates Suddenly at 4-Month Highs?
11/12/2015
No Reprieve For Mortgage Rates as Fed Doubles Down
11/5/2015
Don’t Believe Everything You Read About Rates
10/29/2015
Housing Remains a Bright Spot as Rates Defy Consensus
10/22/2015
Renewed Hopes For Low Rates, But With a Price
10/15/2015
Rates Moving Back Up After 5-Month Lows
10/8/2015
TRID Arrives Amid Falling Rates and Looser Guidelines Elsewhere
10/1/2015
Rates Battle Back to 4-Month Lows as New Home Sales Surge
9/24/2015
Rate-friendly Fed and Easier Credit Bode Well for Housing
9/17/2015
Will Next Week’s Fed Announcement Live up to the Hype?
9/10/2015
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Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30 Yr. Fixed
7.38%
-0.05
--
15 Yr. Fixed
6.82%
-0.03
--
30 Yr. FHA
6.86%
-0.05
--
30 Yr. Jumbo
7.58%
-0.04
--
5/1 ARM
7.40%
0.00
--
Source: Mortgage News Daily
Rate
Change
Points
30 Yr. Fixed
7.13%
+0.12
0.00
15 Yr. Fixed
6.64%
+0.18
0.64
30 Yr. FHA
6.90%
+0.10
0.99
30 Yr. Jumbo
7.40%
+0.27
0.46
5/1 ARM
6.52%
+0.11
0.60
Source: The Mortgage Bankers Association
Rate
Change
Points
30 Yr. Fixed
7.10%
-0.34
0.00
15 Yr. Fixed
6.39%
-0.37
0.00
Source: Freddie Mac
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Market Data
MBS
Price
Change
UMBS 5.5
97.66
+0.18
UMBS 6.0
99.61
+0.14
UMBS 6.5
101.29
+0.15
GNMA 5.5
98.45
+0.13
GNMA 6.0
100.40
+0.10
GNMA 6.5
101.43
+0.08
US Treasuries
Yield
Change
2 YR
4.931
+0.007
5 YR
4.649
+0.019
10 YR
4.617
+0.016
30 YR
4.736
+0.007
Pricing as of:
4/24 1:36AM
EST
Recent Housing Data
Value
Change
Mortgage Apps
Apr 17
202.1
3.27%
Building Permits
Mar 1
1.46M
-3.95%
Housing Starts
Mar 1
1.32M
-13.15%
New Home Sales
Feb 1
662K
0.15%
Pending Home Sales
Feb 1
75.6
1.75%
Existing Home Sales
Feb 1
3.97M
-0.75%
Builder Confidence
Mar 1
51
6.25%
Economic Calendar
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